Multi-Pet Insurance
For All Your Happy Paws
We Pay 99% of Claims in 5 Working Days*
*Based on Everypaw claims data from January 2025 to January 2026
Why Choose Everypaw Multi-Pet Insurance in the UK?
When it comes to looking after your furry loved ones, it's very much a case of the more the merrier with Everypaw. If your home's overrun with a pawsome posse, that's when you need multiple pet insurance policies. And with every pet you insure with us, there's a nice little discount in it for you.
About Everypaw's Multi-Animal Insurance Policies
Here at Everypaw, we like to do things a little differently. You may find some providers limit the number of pets you can have on a policy, but it doesn't matter how many cats, dogs or rabbits you have with us.
That's because we don't group your pets under one multi-pet insurance policy – each of your four-legged friends will have their own. This makes premiums for each pet clear, and when it comes to claims, you know straight away which policy is which and what your vet fee limits are too.
Get a Multi-Pet Discount
Yes, there's a multi-pet discount for every pet you insure with us. The discount works out as one month free per pet. All you need to do is take out pet insurance policies for multiple pets.
Whether it's multi-rabbit, multi-cat or multi-dog insurance, it's all good – every pet gets a discount. It's not just a one-off either. As long as you have a minimum of dual pet insurance with us, your discount applies every year you renew too!
Plus, when you sign up, there are more discounts available in our Membership Benefits section.
Compare multi-pet insurance policies
Want cover for all your pets but not sure where to start? What cover do you need and what are the benefits? Everypaw has a range of Lifetime cover available for cats, dogs and rabbits galore.
We've laid down a little multi-pet insurance comparison table so you can quickly compare your cover options. Doing a little homework comparing quotes and cover levels can help you find the best policy for every one of your pets.
Vet fees | £1k, £2k, £3k | £4k | £6k, £8k, £10k |
|---|---|---|---|
Cats, Dogs & Rabbits | |||
Vet fees per year | £1,000, £2,000 or £3,000 | £4,000 | £6,000, £8,000 or £10,000 |
Set excessper condition, per year | From £60 | £110 | £110 |
Dental treatmentas part of your vet fee cover | Included | Included | Included |
Complementary treatmentas part of your vet fee cover | Up to £750 | Up to £1,000 | Up to £1,500 |
Physiotherapyas part of your vet fee cover | Up to £750 | Up to £1,000 | Up to £1,500 |
Finding your pet | Up to £750 | Up to £1,500 | Up to £2,000 |
Emergency boarding fees | Up to £750 | Up to £1,500 | Up to £2,000 |
PawSquadunlimited 24/7 access to a vet team | Included | Included | Included |
Pet Portalmanage your pet policy online | Included | Included | Included |
Cats & Dogs | |||
Loss by theft or straying | Up to £750 | Up to £1,500 | Up to £2,000 |
Death from illness | Up to £750 | Up to £1,500 | Up to £2,000 |
Death from accident | Up to £750 | Up to £1,500 | Up to £2,000 |
Cremation or burial | £200 | £200 | £200 |
Dogs only | |||
Third party liability | £2,000,000 | £2,000,000 | £2,000,000 |
The benefit values featured in the table may vary across the different levels of cover and will depend on the cover you choose. Please check your cover before purchasing. Be aware, for some breeds of dogs we do not provide our £8k and £10k Lifetime cover.
All policies and features are subject to special conditions and exclusions of the insurers, please click the link to read about our policy exclusions.
Excess is applicable to all vet fees claims. When your pet reaches a certain age, the excess payable may change. The excess will be your set excess plus a percentage of your claim amount.
5 Star Cover for Your Pets
If you're looking for Lifetime cover for your cats and dogs, you can be sure they're in safe hands. For 9 years in a row, two levels of our Lifetime cover have been rated 5 Stars by independent financial business, Defaqto.
Making a Claim on Your Pet Insurance for Multiple Pets
There’s nothing worse than worrying about your furry friends. We hope you never have to make a claim on your multi-pet insurance policies, but if you do, we’ve made it as simple as possible with Vet Pawtal.
No more worrying about paperwork. With Vet Pawtal, your vet submits the claims for you. Making the whole process super-quick and straightforward.
If you need to submit the claim yourself, don’t worry; can easily manage your multiple cat, rabbit or dog insurance policies and submit your vet fee claims online in the Pet Portal or download our claim form. If you need to claim Third Party Liability, please refer to the guidance in your policy documents.
For more information, go to our Pet Insurance Claims information page.
How to Get a Multi-Cover Pet Insurance Quote
Do you require pet insurance for multiple cats, dogs or rabbits? It takes just 3 minutes to get a quick quote with us... Though it might take a little longer, depending on how many pets you have! All you have to do is:
- Select "Start a quote"
- Enter a few details about your first pet, such as their age, breed and sex
- Once done, choose "Add another pet" and fill out the details of the second pet you'd like to insure. Don't forget, you'll receive a multi-pet discount which is equal to one month FREE on each policy
- Keep selecting "Add another pet" until you've included everyone
- Add your personal details, such as your address and contact details
- Choose your desired vet fees limit
- And… you're done. There's your multiple pet insurance quote! The price will be broken down into annual and monthly prices
Multi-Pet Insurance FAQs
As many pets as you like: 2 dogs, 5 cats, 10 rabbits or more. It really is the more the merrier at Everypaw HQ! Unlike other examples of multi-pet insurance where all pets are grouped together, the way we handle the policies means there is no limit to the number of pets you can have.
The way Everypaw works means it's easy for you to give your cats, dogs and rabbits different levels of cover.
Your pups could be all over our Lifetime Pet Insurance and be completely happy with that. But your mature moggie might find a lower level of cover that would better suit them. With a wide range of cover available, you'll find the right multi-pet insurance policies for your cats, dogs and fluffy bunnies too!
When you want to insure more than one pet, it's good to know where you stand and what's included with each policy. Take out Everypaw policies for your dogs, cats and rabbits, and it's not just vet fees that are covered. Multi-dog, multi-cat, multi-rabbit, or mix and match - every insurance policy is loaded with features and benefits too.
Every policy includes access to PawSquad for extra peace of mind. Available 24 hours a day, 7 days a week, RCVS-qualified vets are on hand via chat, audio and video call. They can help you with everyday healthcare advice and training tips to keep every paw happy and healthy.
Each policy you take out can help cover the costs or contribute towards them should your furry friend suffer from health complications, injuries and illnesses. We'll offer the support you need if your pet requires treatment, surgery or any medication your vet has prescribed.
You can choose how much you're willing to spend on vet fees each year by selecting the level of coverage across our comprehensive Lifetime pet cover. You must note, though, that Everypaw does not cover pre-existing conditions.
The beauty of our multi-pet insurance is that you can pay for all your policies in one simple payment – and you'll receive a lovely multi-pet discount on top too.
Once you're happy with your quote, you can choose to pay in one of two ways. You can either pay upfront for the whole year or spread the cost via monthly instalments. With some providers, paying monthly usually means you'll pay more, but this isn't the case with Everypaw!
We like to think of pet ownership as the more, the merrier. So when it comes to policy admin, it’s good to have all your ducks in a row – well, cats, dogs, or rabbits in our case. So if you want to add another pet, just follow these simple instructions:
- Make sure you have your existing policy number handy
- Get your pet insurance quote here
- Fill in your pet’s details and make sure you use the same email address
- Select a level of cover and continue to our Review your quote page
- Scroll down to the Multi-pet discount section and click Add existing pet policy
- Enter your existing policy number and click the Add existing pet button
We’ll match all your details, get your multi-pet discount in place and once your policy is set up, get all your pets in the Pet Portal for you.
In the UK, there is no legal obligation to buy multi-pet insurance, however pet insurance can be worthwhile as a way to put your mind at ease when your furry friends start to explore, play and enjoy a world of fun.
If you have more than one beautiful pet, it can be confusing juggling different providers or worrying about managing multiple policies. With Everypaw Multi-pet Insurance, every pet still gets their own policy so you can easily know which cover belongs to which furry family member. Plus, you can manage everything in one place through our handy Pet Portal.
Time to Get Your Multi-Pet Insurance Quotes
Paws at the ready! You've seen how we measure up and in just a few more steps you can get yourself a quick quote for multiple pet insurance, applying that multi-pet discount to save you some cash. High five!
